Thousands of new arrivals from the US Military and the US Department of Defense, along with their families, come to Guam to serve for their new assignments and, not being familiar with Guam, relocating there is a challenge, especially finding a home in an island away from their homeland. The following steps are useful to find a home, whether you plan to buy or rent.
The kind of neighborhood, the school districts, church, nearby supermarket, as well as the house amenities, these are things to consider first in a checklist before you start looking for a new home.
When you have made a checklist of things to consider for a new home, discuss these things to a real estate agent, who will be just as eager to help you with your home plans, as well as discuss with you on how to get started on a house loan, and the real estate costs in relation to its location and neighborhood.
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After the first meeting with the real estate agent, expect that he/she will provide you previews of houses that are available in the market and will schedule house tours for you to conduct an ocular inspection over the houses which you selected in the given previews. When you’re in the process of house tours, be sure to ask as many questions as possible which pertains to the house features, the prices of each house, the market value of the house in a particular neighborhood, and a possibility for negotiating on the house cost.
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After a few days, expect the real estate agent to produce a home purchase offer, which should be tailored to your specifications, including the application for a house loan. Once the home purchase offer is amenable to you, a cash deposited is required from you and made to the seller to secure the offer to buy the property, such that if the seller accepts the cash deposit, the purchase process should be close within a month or more, just enough time for your mortgage financing.
It would be an opportune period to renegotiate for a final house price as a counter offer, during that period when the home purchase is still being processed, such that if there is a final agreement to the house price, a contract will be provided signifying the first step to owning the house.
When you work out your loan, as soon as the contract deal is complete, the real estate agent will deal with all the property information which the lender will need to close the loan.
The real estate agent will also work out on the title of the house, as soon as the loan is finalized and the closing costs, which are included in the loan amount, are complied, and in a few days more, it’s time for you to move into your new home.